HR pros reveal how to avoid getting a pink slip, how to know when it’s coming, and what to do when you’re shown the door. Look, let's cut to the chase. You're sexually frustrated. You want to get laid. You probably even want a girlfriend and not just a one night stand. Things Men Do to Get Laid That Science Says Turn Women Off. OK, maybe you were putting yourself out there too much. After all, in this day and age, for better or for worse, women sometimes like to make the first move right? So, instead of going up to a lady and moronically chatting away, you instead decide to just lean coolly on the bar and smile at the ladies. That way, in their own time, one of them can come over to you and the flirting can commence. Except that none of the ladies you are so very obviously acting interested in ever approach you. What could you be doing wrong now? It's definitely not the hat. What the Hell Happened?! We really enjoy mocking the . And dressing like a douchebag. But research shows there is a least a little bit of a factual basis behind their bullshit. In his book The Game, journalist Neil Strauss entered the world of the pick- up artist and learned one important thing: Women like men who ignore them. According to his experience, your best bet at getting a girl is walking up to her group and completely ignoring her, while chatting away to her less attractive friends. Even if those friends are men. We would write that off under our normal rule of . They studied 7,0. About 5. 0 percent more, in fact, if said picture combined the looking away with an expression of disinterest (smiling drove down the effect some, but still not as much as eye contact). See? No eye contact. Welcome to West Cork Secret. Tucked away between the villages of Kilbrittain and Timoleague lies the West Cork Secret, one of Corks leading activity centres. Combining the serenity of the beautifully landscaped gardens with the excitement and adventure of the activity park, the West Cork Secret certainly has loads to offer.“Don’t just have a party, make a memory” is not just an advertising slogan, it’s a promise. The friendly West Cork Secret staff is on hand to make your visit memorable. Offering a wide range of activities, the West Cork Secret will tailor a visit to suit your group’s needs. Catering for birthdays (kids and adults), sports clubs and teams, family and friends groups, the West Cork Secret will ensure your day is a great success. The unique setting of the activity park provides guests the opportunity to experience a variety of out door challenges in an ever- evolving landscape. The West Cork Secret has gained a deserving reputation for quality, value and most importantly FUN. The 5 Secret Ways to Get Student Loan Forgiveness. It's estimated that roughly 5. You can sign up for these programs for free at Student. Loans. gov. If you want help, we recommend Ameritech Financial, a company I’ve personally vetted. They can help you navigate the student loan terrain and help you systematically apply for the programs offered by the Department of Education. If you’re not sure about doing it yourself, then Ameritech can help you find the repayment solution that’s right for you, and potentially restructure your loans so that you can qualify for programs you may not otherwise have qualified for. You can call them at 1- 8. Here are the student loan repayment plans that qualify for student loan forgiveness: Income Based Repayment Plan (IBR)The Income Based Repayment Plan (IBR) is one of the most common repayment plans borrowers switch to if they are having financial hardship. This program is also sometimes referred to as Obama Student Loan Forgiveness. The key difference is that certain loans going back to 2. With PAYE, you loan repayment will never exceed the payment of the 1. For both IBR and PAYE, it might make sense to file your tax return married filing separately to qualify. Revised Pay As You Earn Repayment Plan (Re. PAYE)Re. PAYE is a modified version of PAYE that has become available to borrowers after December 1. Unlike PAYE, which was available for loans taken out after 2. Re. PAYE is open to all Direct Loan Borrowers, regardless of when the loan was taken out. The repayment plan still caps your payment at 1. The Re. PAYE plan also includes an interest subsidy that would help cover 5. You can learn more about how Re. PAYE is helping borrowers here. Income Contingent Repayment Plan (ICR)The Income Contingent Repayment Plan (ICR) is a little different than IBR or PAYE. Since you have to submit your income every year, if your income rises high enough, your payment will adjust accordingly. Public Service Loan Forgiveness (PSLF)This isn't a secret, but this is one of the most popular ways to currently get loan forgiveness. It has nothing to do with your repayment plan, however, if you're smart, you'll combine IBR or PAYE with PSLF to get the maximum benefit. You can learn more about Public Service Loan Forgiveness here: Top Ways To Get Student Loan Forgiveness, or you can enroll in our 1. Check out the Public Service Loan Forgiveness Training. Tax Consequences From Student Loan Forgiveness. It's important to note that while these “secret” student loan forgiveness options could be helpful to some borrowers, for others they may result in tax consequences (see taxes and student loan forgiveness). Under current IRS rules, you may be required to pay income tax on any amount that is forgiven if you still have a remaining balance at the end of your repayment period for any of these plans. What happens is the forgiven amount of the student loan is added to the borrowers taxable income for the year. A higher tax bill. However, for many borrowers, this tax bill is much more manageable than the original debt itself, so the plan makes sense. If you're struggling with your private student loans, consider refinancing them to take advantage of a lower interest rate or payment structure. We recommend using a service like Credible, which allows you to see what you qualify for in less than 2 minutes, and compares student loans at dozens of lenders. Check out Credible today to see if you can save money on your private student loans. Continue The Conversation. Want to know more about PAYE or IBR? Continue the conversation with us in our new Student Loan Debt Forums. Are you taking advantage of these “secret” student loan forgiveness strategies?
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